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Financial Services Regulatory Agencies Employee Benefits Security Administration Federal Deposit Insurance Corporation Federal Reserve System Board of Governors FFIEC FINCEN FRB - Atlanta FRB - Boston FRB - Cleveland FRB - Dallas FRB - Kansas City FRB - Minneapolis FRB - New York FRB - Philadelphia FRB - Richmond FRB - San Francisco FRB - St. Louis National Association of Securities Dealers National Credit Union Administration OFAC Office of the Comptroller of the Currency Office of Thrift Supervision Securities and Exchange Commission SEC Edgar System Online Associations ABA (American Bankers Association) Everything you ever want to know about the banking industry is available on this site from the American Bankers Association. It has links to online news, courses, industry issues, and even a consumer section. Also includes other financial interest resources such as Corporation for American Banking, Bookstore for Bankers, Job Bank Resume Bank and a Products and Services Provider Directory. ABA (American Bar Association) The other ABA. Here, you can read the current and back issues of two magazines written for the members of the Real Property, Probate and Trust Section of the Association. The Probate & Property Magazine and Real Property, Probate & Trust Journal each contain updates, articles, and comments of interest to attorneys and other professionals in these fields. ACTEC (The American College of Trust and Estate Counsel) Another great site for information aimed at attorneys who specialize in Trusts and Estates. The "What's New" and "Resources" Sections are free and contain valuable information regarding the activities of the various committees of the College. Learn more about the organization by reviewing the Information section. There is also a private area available to members. AAEPA (American Academy of Estate Planning Attorneys) The site links to free estate planning information for the general public containing subjects like: Estate Planning News; Your Estate Matters; Where There's a Will, There's a Probate and Frequently Asked Questions. You can also search for the address of an Estate Planning Attorney in your area. BAI (Bank Administration Institute) This site touts itself as the financial services industry's premier provider of information and training. It has numerous links including a great Compliance section, which highlights "Compliance Coach," an online compliance training program (available for a fee). Many of the services and programs require a registration fee, but numerous articles and briefings can be downloaded FREE. ICBA (Independent Community Bankers of America) This seventy-year-old organization hails itself as the "voice of the nation's community banks". You can read and download the results of the Bank Fee Survey covering, among other items, account fees and ATM fees. It also contains a detailed Tax Study which lists Community Bank tax and administrative relief options. Don't forget to check out the Online Vendor Directory, a convenient one-stop source for community banking products and services. NAREIT (National Association of Real Estate Investment Trusts) The site contains information regarding REITs (Real Estate Investment Trusts)and publicly traded real estate. Read the results of the 1999 Real Estate Information Technology Survey, which yielded a variety of findings regarding the business and information strategies and the use of technology. A new feature is the Online Job Bank, which specializes in employment in the real estate industry. SIA The Securities Industry Association brings together the shared interests of nearly 600 securities firms to accomplish common goals. SIA member-firms (including investment banks, broker-dealers, and mutual fund companies) are active in all U.S. and foreign markets and in all phases of corporate and public finance. Collectively they employ more than 495,000 individuals, representing 97 percent of total employment in securities brokers and dealers.  Appraiser info National Appraiser Registry The National Registry is a fully searchable database containing selected information about the Nation's State certified and licensed real estate appraisers. The Registry contains information about appraisers who currently are, or have been, certified or licensed by a U.S. State, Territory or possession to perform appraisals in connection with Federally-related real estate transactions. SPARDATA (Securities Pricing And Research, Inc.) - is a leading appraiser of “hard to value assets” such as privately owned stocks, partnership interests, real estate mortgages, life insurance policies and other securities that generally have no CUSIP® number. Trust institutions should strive to have all their customers’ hard-to-value assets priced annually, both for compliance reasons and also because doing so grows the asset base and consequently fee income. SPARDATA’s Guide To Hard-To-Value Assets is a free 190-page compendium of rules, regulations and trust institution best practices to manage these assets effectively whether they are held in ERISA, IRA or custodial accounts. The Resources page includes a free database of limited partnership secondary market trades and trading firms, reference materials and more. Auction Houses Christie's You can see what kinds of items are included in a Christie's Auction by accessing the Sale Categories area. . The Services section contains information regarding Christie's Appraisal Services for personal property. Check out the About Christie's section to see How to Buy or Sell at a Christie's auction. Sotheby's Browse the categories of items included in a Sotheby's Auction. Go to the Sotheby's Services section to see what they offer regarding appraisals and restorations. View auction results at the Auction House. Locate a Sotheby's office or representative in your area in the About Sotheby's section. Other auction sources Need an auction specialist? This page links you to auction houses that focus on specific niches, from antiques to wine. Great resource site with over 60 links. Audit Resources Audit Serve, Inc. This proclaims it is the worldwide connection for Audit, Security, Control and Euro Project professionals. Go to the Audit Programs area for free audit programs. Sign up for the free monthly Audit Vision e-mail newsletter. Download a free Systems Software Reference Manual. The Institute of Internal Auditors Learn how you can become a Certified Internal Auditor (CIA), a Certified Government Auditing Professional (CGAP) or obtain Certification in Control Self-Assessment (CCSA). See what training is available through the Institute and the other services it offers. Check out the Bookstore and see the books, magazines, newsletters and other publications that are available. The Information Systems Audit and Control Association & FoundationThe site indicates the Association is a global leader of IT governance, control and assurance. Certification requirements and sample test questions regarding the Certified Information Systems Auditor (CISA) are listed. Don't miss The Global Information Repository which contains links to numerous topics of interest such as, Net Centric Control and Security, IS Auditing, and Project Management. The Research section contains reports on various topics including e-commerce and digital signatures. Court Records Info America Know-X The site claims to be the most comprehensive source of public information on the Web. The Home Page indicates the service can find all types of public information from real estate filings to death certificates. It appears all the information is fee based. You must open an account before you can initiate any request for information. ERISA Matters Employee Benefits Security Administration Benefits Link This site is the home of the Benefits Buzz, a list of links to employment benefit plan compliance matters. It also has a Q & A section, Employee Benefit Job listings, a Search engine, a Speakers list, message boards and an e-mail directory, all free. ERISA laws PWBA The home page of the Pension and Welfare Benefits Administration. The site has links to a Library section with speeches, press releases, publications and reports; a Laws & Regs section with links to statutes, regulations, Federal Register documents, and advisory opinions; and a Newsroom section with archived news releases from 1995 and access to ERISA reporting forms. FDIC Insurance Deposit Insurance Regs This site contains the text of Part 330 of the FDIC Rules and Regulations which is the section regarding Deposit Insurance Coverage. It has a link to the entire FDIC Rules and Regulations in a searchable format. Check the index for the appropriate section to review the FDIC Insurance coverage for accounts held by a custodian or conservator; revocable and irrevocable trust accounts; accounts held by a depository institution as trustee of an irrevocable trust; and retirement and other employee benefit plan accounts. Finding Heirs 555-1212 The site allows you to search for telephone numbers for both individuals and businesses in a variety of ways, including through reverse lookups. It also offers fee-based public records searches. Ancestry.com This site provides free searches for some of its databases including social security death index, phone and address listings and family name message boards. Other more detailed searches are available for a fee. BigFoot The site provides free searches for telephone numbers and allows you to join for free but more detailed searches have a fee. InfoSpace InfoSpace Maps, directions, phone numbers, weather and more are available here. Switchboard This site also has free searches for phone numbers. It is like the site above and does not specialize in "people searches". WhoWhere The site says it is the way to find people on the Web. WhoWhere allows free searches for phone numbers and Web-wide searches for individuals. YAHOO People The site provides free searches for phone numbers and email addresses. It has a link to USSearch.com, which offers more detailed searches for a fee. Fraud US Federal Trade Commission The Federal Trade Commission (FTC) works to ensure that the nation’s markets are vigorous, efficient and free of restrictions that harm consumers. Experience demonstrates that competition among firms yields products at the lowest prices, spurs innovation and strengthens the economy. Markets also work best when consumers can make informed choices based on accurate information. National Fraud Information Center The NFIC is the only nationwide toll-free hotline for consumers to get advice about telephone solicitations and report possible telemarketing fraud to law enforcement agencies. The Fraud Advisory Panel (UK) The Panel's role is to alert the nation to the immense social and economic damage caused by fraud and help both public and private sectors to fight back. It is dedicated to a holistic approach and the long view. Computer Security Institute FBI Internet Fraud Complaint Center IFCC's mission is to address fraud committed over the Internet. For victims of Internet fraud, IFCC provides a convenient and easy-to-use reporting mechanism that alerts authorities of a suspected criminal or civil violation. EthicsLine An anonymous hotline is a tremendously valuable tool for uncovering illegal or unethical behavior in the workplace. Coalition Against Insurance FraudThe coalition has become one of America's most trusted and credible anti-fraud forces, thanks to our remarkable diversity. Together, our members are working to control everyone's insurance costs, protect the public safety, and bring this crime wave to its knees. Glossary FDIC Trust terms glossary The Glossary contains an extensive list of definitions of terms and acronyms that are used in trust and probate documents and forms. Investing Glossary The site indicates it contains over 5,000 definitions and 15,000 links between related terms and claims to be the most comprehensive financial glossary anywhere. Legal Resources Banking Law This the FDIC Regulation and Examination site which has links to Compliance and Trust examination materials including the manual for field examiners who conduct Compliance and CRA examinations and the Trust Examination Manual. FindLaw.com A comprehensive legal reference site which lets you search legal-related subject including law firms and lawyers, consultants and experts, and state and federal laws. Law.com This site contains general legal information. No specific trust or compliance areas but the Today's Spotlight and the News section are worth checking on a regular basis for trust and compliance related articles and stories. Laws Online In addition to providing links to Federal and State laws, the Directories section allows you to search for an attorney or a private investigator. Miscellaneous FRB is Integrating the Examination Frequency for Trust and Transfer Agency Examinations with Safety and Soundness Exams - The frequency and scope of examination coverage of fiduciary activities at banking organizations supervised by the FRB should be based on the guidelines provided by the FRB. Supervisory risk profiles, risk assessments, and supervisory plans should also reflect fiduciary activities. Partners ABA Everything you ever wanted to know about the banking industry is available on this site from the American Bankers Association. It has links to online news, courses, industry issues, and even a consumer section. Also includes other financial interest resources such as Corporation for American Banking, Bookstore for Bankers, Job Bank Resume Bank and a Products and Services Provider Directory. Cannon Financial Institute Review the schedules and locations for the Cannon Financial Institute courses, including Estate Planning Sessions conducted by Roy Adams. Information regarding their Estate Planning Teleconference Series is also listed. Publications ABA Banking Online The free online version of the American Banking Journal, the monthly publication of the American Bankers Association. The site contains selected articles from recent issues. You can find Trust articles in the current and archived issues by using the Trust & Investments link. AICPA Audit and Accounting Guide- Brokers and Dealers in Securities. Here is information on how to obtain this guide. Orders can be placed with AICPA's customer service # 888-777-7077 Order number for the guide is # 012713PB. Each book costs $56.25, however, members are charge $45.00. InstitutionalInvestor.com free daily e-mail news blasts bring you daily coverage on: Banking & Brokerage, Corporate Finance & Capital Markets, Money Management & Pension Funds, Mutual Funds, Alternative Investments, Portfolio Strategies, Institutional Trading, and more. PlanSponsor.com is a leading online resource for pension and retirement issues. The website provides comprehensive news dedicated to helping employers and others involved in the retirement plan industry navigate the complex world of retirement plans. Subscribe to PLANSPONSOR.com's free NewsDash e-mail newsletter for daily information on events in the retirement plan industry, news about retirement plan service providers, economic events and market updates. Probate and Property Magazine This is the online site of the magazine that is published six times annually by the American Bar Association for the members of the Probate and Property Section. Each issue contains articles based on a central theme. Check the Theme Calendar for the theme of current and future issues. This online version is free but is limited to selected articles; the complete version is available by subscription. Trusts & Trustees Journal Complete the free registration, then have access to their articles, journal, case notes, opinions, trends information and more. Trust & Estates Online The online version of the Trust & Estates magazine. Selected articles and editorials are free but the complete issues require a subscription. Realtor info Find a Realtor This site has a search feature that allows you to locate a realtor in a specific city or statewide. Report forms Schedule RC-T - Fiduciary and Related Services: This schedule replaces the former Annual Report of Trust Assets and is filed as part of the Consolidated Reports of Condition and Income (aka Call Report). Instructions for completing this schedule are included with the call report instructions. For banks with only domestic (US) offices - FFIEC041 at www.ffiec.gov/forms041.html For banks with both domestic and foreign offices - FFIEC031 at www.ffiec.gov/forms031.html Annual Rpt of Int'l Fiduciary Act. This site allows you to download the FFIEC Report Form 006 Annual Report of International Fiduciary Activities. Form TA-1: Securities Transfer Agent Registrations & Amendments This site links you directly to the form. State Laws Trust & Estate law links The site contains general legal information regarding Trust and Estate law. To locate the state law area go to the Primary Materials subsection of the Trust and Estates section. Tax Matters U.S. Tax Code This site allows you to access the complete text of the IRS Code in a variety of ways. Links are imbedded in the text and it has a search engine. You can search by Code section or by key words. The Code is over 6,000 normal print pages in length and this site makes locating specific information much easier. IRS Regulations You can review all Tax Regulations issued since August 1, 1995 with references to plain language summaries. A link to the IRS Bulletins is also included along with an Archive section that allows downloads of previous regulations. IRS Forms & Pubs The site allows you to download current and prior years' IRS Forms and Instructions. You can search for the proper form by name, number or date. It has a link to State Tax Forms and shows you how to e-file for a quicker refund. Estate & Gift Tax laws The site links you to Title 26 of the IRS Code. The provisions relating to Estate and Gift Taxes are found in Subpart B. The entire Title is searchable. The Notes link allows you to compare the provisions of the 1986 Code with the 1939 version. Trust Institution Search Rpt. of Trust Assets Search The site contains various types of trust information and has a link to the Trust Institution Search, which is a database of both FDIC insured and non-FDIC insured institutions with trust powers. You can search by institution name, city, state, county or FDIC certificate number. Trust Institution database The site contains information on all institutions that file the FFIEC Annual Report of Trust Assets. It contains data on the following topics: personal and employee benefit activities, collective investment funds, corporate trust activities, affiliated investment advisors, and fiduciary income. Trust Manual/Rating Asset Management This booklet provides an overview of the asset management business, its risks, and sound risk management processes. Conflicts of Interest This booklet provides guidance to examiners evaluating the risk management practices banks have in place to control conflicts of interest and self-dealing. Custody Services This booklet addresses the fundamentals of securities custody and related services, and provides guidance for examining those activities in national banks. Investment Management Services This booklet contains an overview of the investment management business, its associated risks, and an appropriate risk management framework. FDIC Trust Examination Manual This manual is available from the FDIC, for $100. OTS Trust and Asset Management Handbook This handbook is designed to assist examiners in planning and conducting examinations of trust and asset management products and services provided by a savings association to its customers. Trust Examination Rating System Read the letter that announced the current Trust Examination Rating System. The Rating System is discussed at length in the Federal Register article that is included as an attachment. Trust & Investment Management Regulations OCC - 12 CFR 9 You can view and download the provisions of Part 9 of the Code of Federal Regulations issued by the Office of the Comptroller of the Currency regarding Fiduciary Activities of National Banks. 12 CFR 9 (Word Format) OTS - 12 CFR 550 You can view and download the provisions of Part 550 of the Code of Federal Regulations issued by the Office of Thrift Supervision regarding the Fiduciary Powers of Savings Associations. 12 CFR 12 ERISA Investment Advisors Act of 1940 Investment Company Act of 1940 Trust Indenture Act Uniform Laws Fiduciaries ActThe site is the Uniform Business and Financial Laws Locator that has links to state statutes that correspond to Uniform Laws. The states that have enacted the Fiduciaries Act are listed with links to the specific statutes. You can of course use this site to locate other Uniform Laws that might have been enacted in a particular state or states. Fraudulent Conveyance Act This site links you automatically to an index of the states that have enacted the Act. It also uses the Uniform Business and Financial Laws Locator that lets you search for other acts of interest. Fraudulent Transfer Act The Fraudulent Transfer Act is the successor to the Fraudulent Conveyances Act. The link lists all states that have enacted the Act and allows you to view and download the statutes. Management of Institutional Funds Act The link takes you directly to a list of the states that have implemented the Act. You can also view the original Act without any non-uniform amendments that might have been added. Principal and Income Act ('62) The site lists the states that have enacted a version of the Act and also contains the original version of the 1997 Act that revised the 1962 Act that revised the 1931 Act. The industry comments link takes you to comments of the National Conference of Commissioners on Uniform State Laws, the organization that drafts most of the proposed Uniform Laws. The comments are interesting and informative as they indicate what issues were discussed and what language was considered in the drafting process. For the industry comments. Trustees' Power ActThe site lists the 16 states that have enacted a version of the Act and has links to the specific state statutes. Trusts Act Six states, Louisiana, New Mexico, Oklahoma, Nevada, North Carolina and South Dakota along with the Virgin Islands have enacted the Uniform Trusts Act. The site links you to the various state statutes. Uniform Prudent Investors Act Read the original draft of the Act was proposed by the National Conference of Commissioners on Uniform State Laws. The document includes a comment section containing the thoughts of the drafters as they decided the specific language of the Act. The comments are very helpful in the interpretation of the Act. Risk Manager's Quick Reference Links Government Sites Department of Labor IRS's Tax Professional FINCEN Department of the Treasury OFAC US Tax Code Internal Revenue Site Federal Trade Commission Audit Issues Internal Audit & Risk Management community COSO Site Internal Audit website (Jim Kaplan's Web Site) Audit,Risk Management and Information Security Site Institute of Internal Auditors Information Systems Audit and Control Association Institutional Bank for International Settlements International Organization of Securities International Securities Services Assoc. Laws and court opinions Securities Operations Forum Laws & Regs Laws and court opinions American Bar Association United States Code Uniform Prudent Investor Act Investment Advisors Act of 1940 OCC - 12 CFR 9 Fiduciary Activities of National Banks OTS - 12 CFR 550 Fiduciary Powers of Savings Association Trustee's Power Act Principal and Income Act Management of Institutional Funds Act Fraudulent Transfer Act Fraudulent Conveyance Act Fiduciaries Act American College of Trust and Estate Counsel American Academy of Estate Planning Attorneys Trust Indenture Act Investment Company Act 1940 ERISA Operations Securities Operations Forum ERISA Matters Benefits Link FreeERISA PlanSponsor OCC Handbooks Investment Management Services OCC Conflict of Interest OCC Custody Services OCC Banking Associations American Bankers Association National Credit Union Administration Independent Community Bankers of America Bank Regulators FFIEC Information Technology Infobase Federal Deposit Insurance Corp. Federal Reserve System Board of Governors Office of the Comptroller of Currency Office of Thirft Supervision Federal Financial Institutions Examination FRB Atlanta FRB Boston FRB Cleveland FRB Dallas FRB Kansas FRB Minneapolis FRB New York FRB Philadelphia FRB Richmond FRB San Francisco FRB St. Louis Contingency Planning Association of Contingency Planners Contingency Planning Site Risk Management Risk Management Association Technology Risk Technology Guide Industry Associations Bank Administration Institute Securities Regulators National Association of Securities Dealers Securities and Exchange Commission SEC Rules SEC Edgar System Online © 2000. The Fiduciary & Risk Management Association |
